Why You Need Two-Factor Authentication

Two-factor authentication is a great security layer that makes it harder for hackers to access your information, reducing fraud risks.

You may be thinking “it takes too long to log into my apps” or “I don’t think I need that,” but you’d be wrong. Two-factor authentication is one of the best ways to add an extra “lock” on your accounts so cyberhackers don’t steal your information.

Here are some frequently asked questions about two factor authentication:

I already have a password and security questions set up for my accounts. Do I still need it?

Even if you have a strong password, fraudsters can still test billions of password combinations in one second. Guessing the answers to security questions is also easy to do, thanks to Google and the Internet.

What apps should I use two-factor authentication for?

You should activate two-factor authentication for these apps:

• Farmers & Merchants Bank Mobile App: Your bank account information is extremely sensitive and should be protected. Activate two-factor authentication so no one else can access your accounts.
• Google/Gmail: This is another account to turn on two-factor authentication because it can contain work documents, personal information, taxes, and so on.
• Facebook/Twitter/LinkedIn: Have you ever gotten a message from someone who’s account was clearly hacked? It’s not fun being on either side. Turn on two-factor authentication to protect your friends and family from also falling into a scam.

I can’t figure out how to activate two-factor authentication for my mobile banking app. Who can help me?

We’d be happy to help you set up two-factor authentication for your mobile banking app! Please give your branch a call or stop in so we can walk you through it step-by-step.

Remember: Two-factor authentication is the best way to keep your information safe and out of hackers’ hands!