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Four Ways to Be Smarter with Money

We all know that making smart money decisions is important, but where and how do you get started? The good news is the first steps don’t need to be that difficult – you just need to take them. Here are four tips to help you get started today.    1. The simplest rule of all: spend […]

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Smart Talk Newsletter – June 2023

Get tips on how to read your paystub, what to do for your mid-year financial checkup, and how you can save time with Bill Pay and Mobile Deposit. It’s all in this newsletter and ready for Smart You! Go to Newsletter »

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Take a Walk Down Memory Lane

Farmers & Merchants Bank has a long, rich history in Nebraska that began in the mid-1800s and still lives on today. Over the last 163 years, the bank has donated money to local projects, purchased new branches in amazing towns, and assisted with community cleanups. What a time it’s been!  Below, you’ll see the impact […]

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Smart Talk Newsletter – May 2023

Get tips on how to read your paystub and maximize your income, why you should use P2P for graduation gifts, and learn how your local community group can win $500. It’s all in this newsletter and ready for Smart You!   Read More »

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Decoding Your Paystub

How to read between the lines and boost your income  What is one of the most overlooked and often puzzling documents people get? Answer: Your paystub. When people look at their paystubs, they often only focus on one part — how much money they will get on payday.   The IRS has estimated that around one-third of employers make […]

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Member FDIC: Why It Matters

Since it began in 1934, the FDIC (Federal Deposit Insurance Corporation) has been backed by the full faith and credit of the United States government. No depositor has ever lost a penny deposited into an FDIC insured bank account.    Farmers & Merchants Bank is proud to be a member of the FDIC. Here is why […]

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Smart Talk Newsletter – April 2023

Get tips on how to embrace your money for financial success, how to avoid cryptocurrency scams and find out which amazing organization is our next Hometown Pride award winner. It’s all in this newsletter and ready for Smart You!   Go to Newsletter »

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How to Avoid Cryptocurrency Scams

Cryptocurrency is on the rise, but so are the scams.  According to the Better Business Bureau® (BBB®), reports about fraudulent activity involving cryptocurrency have tripled in the past three years and cryptocurrency accounted for the second highest scam losses reported to the Federal Trade Commission in 2021, with losses of $750 million.  Cryptocurrency (also called crypto) is […]

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