News

Do you have a strong financial foundation? Many people aren’t sure. Life can be expensive, and too many folks believe they just don’t earn enough to build wealth. But here’s the truth:  You’d be surprised how many people with high incomes still live paycheck-to-paycheck  You’d be even more surprised how many people have built security […]

Most of us get a lot of email, and a lot of it is unexpected. But before you go clicking your way through the inbox to see what’s important, slow down for a minute. Take a close look at the senders and subject lines.   There will probably be some messages from family, friends, and senders […]

Take Control of Your Money Now and Enjoy the Rewards Later   In a 2023 survey, Americans shared their top three financial concerns: Inflation Recession Unexpected Expenses What do these three concerns have in common? We really can’t do anything about any of them! Money is like life – there are things we can control […]

See how you can make better money decisions, smart tips for high school and college students, fraud tidbits, and the winners of our latest Hometown Pride contest. It’s all in this newsletter and ready for Smart You!  Read More »

High school and college are full of important lessons, including many that happen outside the classroom. As students head back to school, some of their most valuable learning opportunities will be about money. Here are a few top tips to begin a lifetime of smart decisions. Set short-term and long-term goals Setting goals is important […]

Get easy tips on how to make smarter money decisions, how to frustrate fraudsters, and how you can save time with Bill Pay and Mobile Deposit. It’s all in this newsletter and ready for Smart You!    Read More »

Mobile banking delivers the flexibility you need to maximize your busy summer. Whether you’re relaxing by the pool or at the ballfields, mobile banking is at the ready day and night, knocking it out of the park with these great functions:    Make Deposits: Whether it’s one check or many, mobile deposit lets you deposit checks anytime […]

As your Bank and as your friends, all of us at Farmers & Merchants Bank are serious about keeping you and your money safe. And we’re always on the lookout for information that can help you protect yourself.   Dormant accounts come with their own set of risks, and they’re magnets for fraudsters. You’ll be glad […]

We all know that making smart money decisions is important, but where and how do you get started? The good news is the first steps don’t need to be that difficult – you just need to take them. Here are four tips to help you get started today.    1. The simplest rule of all: spend […]

Get tips on how to read your paystub, what to do for your mid-year financial checkup, and how you can save time with Bill Pay and Mobile Deposit. It’s all in this newsletter and ready for Smart You! Go to Newsletter »