News

With a focus on holistic health, Carli Israelson serves the people of Wilber and the surrounding area at Circle of Life Health Specialties, LLC. Less than a year after opening, her business is operating with a waiting list. Carli’s philosophy is that mind and body wellness work together. Her business not only offers wellness services […]

By Kelvin Jorgensen, Senior Vice President Long-term loans aren’t usually top of mind when considering lending options. However, they do have some advantages over short-term and medium-term loans, including lower monthly payments and protection against increasing rates. While there is no standard industry definition of a long-term loan, they usually span a repayment period of […]

How long is long-term? Well, to many banks it’s about five years according to how long they extend their loans. However, at Farmers & Merchants Bank, we define “long-term” a bit differently. To us, long-term means being able to offer 10-20 year fixed rate real estate loans at competitive rates supported by an outstanding long-term […]

In this day and age, security is more important than ever. That’s why Farmers & Merchants Bank’s VISA Debit Cards now come embedded with a microchip. These new smart cards offer you an extra layer of security and benefits like: Fraud protection – you are not responsible for unauthorized purchases Anti-theft – guards against theft […]

Learn the benefits of Mobile Banking alerts, see our newest Smart Business of the month and find out which admirable teacher won the Smart Apple Facebook Contest. Go to Newsletter »

Growing up on a farm in Campbell, Nebraska Lanny Carlson believed becoming a farmer was in his blood – until the car bug bit him. Now, he puts his passion to work as owner of Lanny Carlson Motors in Kearney, offering an extensive selection of pre-owned vehicles. In high school, and while at the University […]

Learn how tokenization keeps your sensitive card information safe when using mobile wallets, see our Smart Business of the month and find out which exceptional teacher won the Smart Apple Facebook Contest. Go to Newsletter »

For the last 47 years, Dick and Marge Kohmetscher have owned Dick’s Place in Lawrence. What started as a place to just sip on drinks has grown into a full-blown bar and grill that also caters events and wedding receptions. Every day of the week, Dick’s Place is the hub for all things good: delicious, […]

Learn how municipal banking opens doors for community initiatives, see our Smart Business of the month and find out which outstanding teacher won our Smart Apple Facebook Contest. Go to Newsletter »

By Gerry A. Dunlap, President and Chief Executive Officer Farmers & Merchants Bank has been providing financing for over 15 years that has helped numerous municipalities finance projects. The advantage to banking with us is that unlike most banks, Farmers & Merchants Bank provides long-term, economical and efficient financing for political subdivisions. We have the […]