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Smart Business: Bagley’s Burger Barn

After running Bagley’s Burger Barn in Superior, Nebraska for 38 years, owners Richard and Janene know just about everyone who comes in the door by name. Bagley’s is a true labor oflove––and a place of community. Besides the scrumptious burgers they cook up, one thing has always been consistent at Bagley’s: the kids. Through their […]

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Smart Talk Newsletter – January 2019

Learn more about how long-term loans can help get your dreams off the ground, see who was selected as our newest Smart Business and find out which teacher won our Wilber Smart Apple Facebook Contest.    Plus, we invite you to contact us to set up time to visit about your 2018 financial success. We’ll talk about profit/loss and discuss recommendations for the new year.   Go to […]

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Smart Business: Circle of Life Health Specialties

With a focus on holistic health, Carli Israelson serves the people of Wilber and the surrounding area at Circle of Life Health Specialties, LLC. Less than a year after opening, her business is operating with a waiting list. Carli’s philosophy is that mind and body wellness work together. Her business not only offers wellness services […]

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Understanding Long-Term Loans

By Kelvin Jorgensen, Senior Vice President Long-term loans aren’t usually top of mind when considering lending options. However, they do have some advantages over short-term and medium-term loans, including lower monthly payments and protection against increasing rates. While there is no standard industry definition of a long-term loan, they usually span a repayment period of […]

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Long-Term Loans. Long-Term People.

How long is long-term? Well, to many banks it’s about five years according to how long they extend their loans. However, at Farmers & Merchants Bank, we define “long-term” a bit differently. To us, long-term means being able to offer 10-20 year fixed rate real estate loans at competitive rates supported by an outstanding long-term […]

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Same Smart Bank. New Smart Cards.

In this day and age, security is more important than ever. That’s why Farmers & Merchants Bank’s VISA Debit Cards now come embedded with a microchip. These new smart cards offer you an extra layer of security and benefits like: Fraud protection – you are not responsible for unauthorized purchases Anti-theft – guards against theft […]

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Smart Business: Lanny Carlson Motors.

Growing up on a farm in Campbell, Nebraska Lanny Carlson believed becoming a farmer was in his blood – until the car bug bit him. Now, he puts his passion to work as owner of Lanny Carlson Motors in Kearney, offering an extensive selection of pre-owned vehicles. In high school, and while at the University […]

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Smart Talk Newsletter – November 2018

Learn how tokenization keeps your sensitive card information safe when using mobile wallets, see our Smart Business of the month and find out which exceptional teacher won the Smart Apple Facebook Contest. Go to Newsletter »

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Smart Business: Dick’s Place.

For the last 47 years, Dick and Marge Kohmetscher have owned Dick’s Place in Lawrence. What started as a place to just sip on drinks has grown into a full-blown bar and grill that also caters events and wedding receptions. Every day of the week, Dick’s Place is the hub for all things good: delicious, […]

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