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Smart Talk Newsletter – June 2019

Find out about our Star Savers Club for kids, get a sneak peak of P2P, learn how to bank on-the-go with Mobile Banking, and see who’s our featured Smart Business of the month. Go to Newsletter »

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Star Savers: Only One Bank Offers a Savings Club for Kids!

At Farmers & Merchants Bank, kids are stars. Right from the start, we want to encourage saving because it’s a great way to learn about money and get ahead in life. That’s why from birth to age 18, kids can join our Star Savers Club. Open a Star Savers account and not only do kids […]

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Wilber Massage & Esthetics

“Stop in and indulge––just a little,” says Stephanie Krivohlavek, owner of Wilber Massage & Esthetics (WME), the massage and skin care spa located at 325 S. Wilson Street. The spa offers a variety of services, including ones you might imagine you’d only find in larger cities, such as therapeutic and hot stone massage, body waxing, […]

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Smart Talk Newsletter – May 2019

Learn how to bank on-the-go with Mobile Banking, get smart about tokenization safety features, and discover a local co-op that can help you tackle weeds. Go to Newsletter »

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Tokenization: Translating the Language of Hi-Tech

The word may sound like hi-tech jibberish. And, oddly enough, that’s a good description for what it does. Tokenization is the process of replacing sensitive data––such as debit and credit card numbers––with a random, unique string of symbols that have no real meaning. It’s a way of providing extra security for your payment information, basically […]

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Smart Business: Midwest Farmers Cooperative

Troy Pribnow grew up wanting to be a farmer. As a boy, he worked side-by-side with his dad, who managed an independent Ag Retailer in West Point, Nebraska. So, maybe it was inevitable that after an in-depth training program and two years of hard work at the Midwest Farmers Cooperative in Palmyra, Troy was offered […]

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Fraud: Bright Info for “Dark Web” Concerns.

There’s a bright side to everything––even the “dark web,” where criminal activity occurs in the shadows of the internet. Good news, you can arm yourself with a smart action plan to protect yourself and your accounts. In today’s cyberworld, your information has lots of value, and sophisticated thieves are out to steal and sell your […]

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Smart Business: Katz Silage Harvesting, LLC

After graduating from college, Jim Katz decided working at a factory or a body shop was not the answer to extra income. Instead, he returned to his family farm, located east of Jansen, which was a smart move for he and his wife Shirley. In 1983, the husband-and-wife team decided to try custom forage harvesting […]

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Smart Talk Newsletter – March 2019

Find out how you can bank anytime and almost anywhere on your smartphone. Get the latest on fraud protection with our toolkit and learn all about this months Smart Business. Go to Newsletter »

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