News

Owning commercial property––whether it’s an apartment building, office space or farmland––is a wise, long-term investment, especially if you have a smart loan. From the get-go, when you acquire property, you always seek out the most favorable interest rate and terms, but the market can change over time. Sometimes, refinancing can help increase your cash flow […]

by Bobbie Ripa Think about all the things you’ll likely buy during the upcoming holiday season: from toys and gifts to festive home decorations to family vacations to turkeys, roasts and hams to those irresistible Black Friday deals. And you’ll buy everything within about a month. According to 2019 estimates, the average American will spend […]

Get a sweet interest rate on checking, learn how to keep your P2P payments safe, nominate a special “Heart of a Hero” from your community, and meet Leader of the Month Heidi Schreiner––all in our newsletter! Go to Newsletter »

When Bob Meyer was 20 years old, he was laid off from his job at the feed yard during the winter. As luck would have it, he then happened to see a job posting for car sales––no experience necessary. Bob knew he was qualified. Jim Earp, the owner of the car business, hired Bob fresh […]

by Heidi Schreiner It’s a pretty sweet deal to begin with: no minimum balance, no monthly fee, free Online Banking with Bill Pay, free debit cards, free Mobile Banking with Mobile Deposit, and all the hometown service you’ve come to expect from your Bank. But now, Smart Checking with Farmers & Merchants Bank is even sweeter.   Earn 2.02% APY* Interest!  Rather than a checking account that “nickel […]

Check out a sweet deal on checking…2.02% interest! Plus, learn about Apple Pay, read about this month’s Smart Business, and meet Leader of the Month, Tom Uden––all in our e-newsletter. Go to Newsletter »

When the ladies of Superior, NE need the right accessory to top off an outfit or a dress for a special occasion, they know where to go: Carmen’s Style Shoppe. For the past 45 years, Carmen Bruening and her staff have helped hundreds of women select clothes that make them look great and feel great, too.  Years before Carmen’s Style Shoppe became a favorite […]

As experienced ag lenders, we understand it can take months, years and, in some cases, generations worth of planning to bring a farm operation to successful fruition. Which means you may need a long-term loan when it comes to obtaining big ticket items such as equipment or outbuildings, buying real estate or even refinancing debt. […]

P2P makes person-to-person payments easy as pie. Hungry for info? Get it now! Plus, read about Palmyra in the new “Love My Community” article, get info about Mobile Banking and fraud, and meet Leader of the Month Lelsey Doht––all in our e-newsletter. Go to Newsletter »

Palmyra.  Thirty-two miles west of Nebraska City, in the extreme western part of Otoe County, sits the tranquil town of Palmyra. On gently rolling hills, near the Little Nemaha Creek, our town was platted in 1870 on land belonging to Rev. John M. Taggart, a Baptist minister who donated half of his farm for the town site.   By 1881, Palmyra boasted a […]