Grow with 3.5% APR* Long-Term Ag Real Estate Loans.
Think about where you could be if you invested in your growth. With a 3.5% fixed-rate, long-term real estate loan, this could be a good opportunity to grow your farm or ranch. A low rate like 3.5% can help you purchase new land or refinance a current mortgage, depending on your circumstances.
Invest in Your Agricultural Operation
Have you thought about growing your family farm for a while now? With a long-term ag real estate loan, that land or building expansion might be possible. You may be able to refinance to an existing loan with more favorable terms, leaving you extra money for a rainy day.
Whatever you’re planning for your future, our loan officers will help you develop a plan to make it happen.
A Long-Term, Low Fixed-Rate Loan is a Smart Way to Finance
We know how important it is for you to consider the long game. Some ag operations are legacy farms, passed down through the generations, and we want to help ensure the legacy continues. A long-term real estate loan can help you manage payments, so you can better predict how your operation will grow for years to come.
There are few guaranteed predictable things in agriculture. With a fixed-rate loan, you’ll know exactly what you’ll be paying with every installment of your mortgage until you’ve paid in full. You’ll have peace of mind that at least one area of your operation is predictable, giving you room to plan for financial success.
Customize a Loan to Meet Your Needs
As your experienced ag lender, we want to make sure you’re good to go for the long-haul, and to us, that’s at least a decade.
We’ll customize a loan to the needs of your ag operation, and you can choose monthly, quarterly, semiannual or annual payments to work with your financial schedule. Loans of up to $12,000,000 with a 20-year term are available.
Low-Interest Rates Won’t Stay Low Forever, So Lock It In for 10-20 Years
The current competitive rate of 3.5% will go up someday soon as part of the natural economic cycle. It’s time to invest in your operation’s growth. Stop by and talk to a Loan Officer about your options today.
* For commercial real estate and ag real estate purposes only. Pre-payment penalty may apply. Rate will vary by down payment and loan size. Member FDIC.