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Checking Out Checks. Are they History or Here to Stay?

The truth is, over the years, check usage has decreased. This trend isn’t due to security concerns, but rather the movement toward digital that’s impacted just about every industry. The first big evolution happened in 2004 with regulation changes that gave banks the freedom to not retain original checks, but rather digital copies only. This […]

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Help Your Favorite Teacher Win $100.

  By nominating a teacher in our Smart Apple Facebook contest, you are entering them for a chance to win $100 for their classroom. How to nominate your favorite teacher: Go to and “like” Farmers & Merchants Facebook profile page Find a post about our Smart Apple contest Add your teacher’s name and their school […]

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Smart Talk Newsletter – February 2018.

Did you know banking electronically is safer than the old fashion way? See how in this latest issue of “Smart Talk.” Plus, meet Nick Baird our new Senior VP in Kearney and find out who’s featured as the newest Smart Business of the month. All this and more, is just one click away. Go to […]

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Nick Baird Joins Kearney Team

Farmers & Merchants Bank is proud to announce the addition of Nick Baird to its team in Kearney. Nick’s joined as senior vice president, office manager. His responsibilities include supporting the team and helping them continue to do the best job possible. As he settles in, he’s enjoying getting to know everyone at the Kearney location. […]

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Turn Your Debit Card On and Off From Your Smartphone.

  Let’s face it, anything can happen to your debit card. And when that thing happens, whether it’s forgetting it on the counter of your favorite coffee shop, having it end up under the princess castle, putting it in the rarely-used inside pocket of your coat, or your teen taking it on a shopping spree, […]

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Smart Business: Food Mesto.

Farmers & Merchants Bank is happy to feature Food Mesto, our locally owned and beloved grocery store, as our “Smart Business” of the month. Imagine having the opportunity to buy the local business where you were employed for the better part of 12 years. The place where your children were welcome and, when they became […]

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Online and Mobile Banking is a Safe Bet.

It’s not out of the ordinary to wonder every time you bank online or through your mobile app, if your information will end up in the wrong hands. The truth is, banking electronically is safer than banking the old-fashioned way. For instance, paying your bills electronically means no one can steal your physical checks. The […]

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Smart Talk Newsletter – January 2018

Happy new year, Smart You! By reading our latest newsletter, you can learn more about the security features of our mobile app, see who our Smart Business is for the month and other great tidbits. Go to Newsletter »

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Smart Business: KidGlov

Farmers & Merchants Bank is happy to feature KidGlov, our advertising agency, as our “Smart Business” of the month. There is an old saying, that “to handle something with kid gloves,” means to treat it with special care. In 2010, Lyn Wineman realized there was a need for an ad agency with a new kind […]

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Smart Talk Newsletter – December 2017

Keep up with the latest from Farmers & Merchants Bank. Check out our newest edition of the “Smart Talk” newsletter to get our year-end wrap-up, including extending the cookie madness, insights into our upgrade, this month’s featured Smart Business and more. Go to Newsletter »

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