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Smart Talk Newsletter – August 2020

Refreshing News! Learn about Weeping Water in the latest “Love My Community,” and read our 7 Tips for Surviving Social Media. Plus, meet our newest “Heart of a Hero,” Elme Rempe of Superior. Smart Talk is here:

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Time to Grow? 3.95% APR* Ag Real Estate Loans

There’s a season for everything in life. Right now may be one of those times. Because a 3.95% fixed-rate, long-term, real estate loan could be exactly what you need to grow your farm or ranch. Or, it could be your opportunity to refinance an existing loan. Depends on your circumstances. A long-term, fixed-rate loan could […]

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3.95% APR* Commercial & Ag Real Estate Loans

If you have a farm or any kind of business, here’s your window of opportunity: a long-term, 3.95% fixed-rate, real estate loan from Farmers & Merchants Bank. It sure could bring some sunshine into your world. With today’s low rate, you could take advantage of an opportune building purchase, a land purchase, or a refi […]

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Low-rate Ag Real Estate Loans: Time to Plant Big Ideas!

In the world of agricultural, you tend to plan for the future with an eye on growth. Of course, growing your farm at the right pace and the right time is wise, indeed. With interest rates currently low and planting just a few months ahead, you may want to consider a real estate loan or […]

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What You Need to Know About Fraud in 2020.

It’s chill-time in Nebraska. So, kick back in your new slippers and catch up on some important news about fraud. It’s a smart way to start the new year. We all know that criminals continue to find creative new ways to steal, so good folks need to stay one step ahead. Below are just a […]

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Smart Talk Newsletter – December 2019

Peace of mind for the season! Learn about our Debit Card On/Off feature, plus how to make safer payments and easier deposits. Read all about Kearney in the latest “Love My Community” and meet this month’s leader of the month! Go to Newsletter »

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Smart Talk Newsletter – November 2019

Learn about a bright (and secure) idea for the holidays, get the scoop on a fraud scam, and meet November’s Smart Business. Plus, it’s new! Nominate a do-good “Heart of a Hero” from your community! Go to Newsletter »

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Real Estate Loans for Rental Properties—Invest for the Long Term.

Owning commercial property––whether it’s an apartment building, office space or farmland––is a wise, long-term investment, especially if you have a smart loan. From the get-go, when you acquire property, you always seek out the most favorable interest rate and terms, but the market can change over time. Sometimes, refinancing can help increase your cash flow […]

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Debit Card On/Off for Peace of Mind This Season

by Bobbie Ripa Think about all the things you’ll likely buy during the upcoming holiday season: from toys and gifts to festive home decorations to family vacations to turkeys, roasts and hams to those irresistible Black Friday deals. And you’ll buy everything within about a month. According to 2019 estimates, the average American will spend […]

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Smart Talk Newsletter – October 2019

Get a sweet interest rate on checking, learn how to keep your P2P payments safe, nominate a special “Heart of a Hero” from your community, and meet Leader of the Month Heidi Schreiner––all in our newsletter! Go to Newsletter »

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