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Smart Bank.
Smart You.

Your Money, Your Way

Your life is complicated — but your money doesn’t have to be. From your first job to starting a family and planning for retirement, we make it easier with personalized financial support. No matter what stage of life you’re in, we’ll be here for you.

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Financial Peace

A joyful holiday starts with smart financial planning. Get practical tips to help you budget, avoid overspending, and enjoy a stress-free holiday season.

Protect Loved Ones

Keep your loved ones safe from scams with simple, effective strategies. Read our five essential tips to protect older relatives from fraud and ensure their financial security.

Fool the Fraudsters

Review account statements online at least once a month to quickly spot and address any unauthorized transactions across all your accounts.
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A Hometown Bank With Big Bank Perks

When you bank with us, you’re choosing a bank that’s right down the street from where your kids play. A bank where the employees are your neighbors. And a bank with the services and convenience features you need to reach financial success.

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Virgina Davis and her husband, John
have been customers for 61 years.

"We love FMB because it’s right here in town and it’s local. It’s not all online. We can go inside and talk to somebody. They’re always there."

- Virgina Davis, Beaver Crossing, NE

Bill’s been an FMB customer
for 30 years.

“I love Farmers and Merchants Bank because of their convenience, customer service, and attention to details.”

- Bill Lauber, Milford, NE

Tom has been a customer
since he was a teenager.

“I love Farmers and Merchants Bank because they’ve always been there.”

- Tom Havlat, Milford, NE