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Smart You.

Plan Ahead for Holiday Expenses

Enjoy a worry-free holiday season with a smart budget. Get expert tips for managing spending on gifts, travel, and festivities, so you can keep your finances in check and celebrate the season stress-free.

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Avoid Holiday Fraud and Scams

Keep your finances secure this holiday season by avoiding scams like phishing, fake charities, and fraudulent shopping sites. Get tips to shop safely online and protect your money with payment apps.

Starting Fresh: Smart Financial Tips to Start 2025 Strong

Kick off 2025 with smart financial choices! Maximize year-end bonuses, pay down debt, save more, and set goals to strengthen your finances.

Fool the Fraudsters

If you need to email important data (when applying for a mortgage, for example), ask for a secure link to upload your files. It’ll help prevent your info from being intercepted in an email.

Farmers & Merchants Bank hometown bank graphic

A Hometown Bank With Big Bank Perks

When you bank with us, you’re choosing a bank that’s right down the street from where your kids play. A bank where the employees are your neighbors. And a bank with the services and convenience features you need to reach financial success.

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Virgina Davis and her husband, John
have been customers for 61 years.

"We love FMB because it’s right here in town and it’s local. It’s not all online. We can go inside and talk to somebody. They’re always there."

- Virgina Davis, Beaver Crossing, NE

Bill’s been an FMB customer
for 30 years.

“I love Farmers and Merchants Bank because of their convenience, customer service, and attention to details.”

- Bill Lauber, Milford, NE

Tom has been a customer
since he was a teenager.

“I love Farmers and Merchants Bank because they’ve always been there.”

- Tom Havlat, Milford, NE